19th September 2025
Hotel Radisson Blu, Mumbai

Lending 360: Digital Credit, Smarter Collections

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About the Event

As the lending ecosystem undergoes a fundamental shift driven by digital innovation, rising borrower expectations, and evolving regulations, it's no longer enough to just disburse credit quickly. Today’s financial institutions must balance speed, precision, and empathy — not only in lending, but also in collections.

Lend TechX brings together the entire credit lifecycle — from intelligent loan origination and underwriting to smart, humane recovery strategies — under one roof.

This year’s theme, "Lending 360: Digital Credit, Smarter Collections ", emphasizes:

Insight

Leveraging AI, analytics, and alternative data for sharper decision-making.

Inclusion

Expanding access to credit for underserved segments with responsible innovation.

Impact

Creating sustainable outcomes through tech-driven, ethical lending and collections practices.

Specialized. Focused. Transformative

Powerful Keynote

Hear valuable insights from top NBFC's, Private Banks, Public Banks, Regulators, Supervisors, and more.

Quality Networking

Network with fellow leaders and professionals from the industry during our highly interactive sessions.

1-1 Meetings

Meet and connect with your top leaders. Send us your wish-list and we'll secure their attendance.

Partner with Purpose

Looking for visibility that matters? Explore booths, curated meetings, co-branded zones, and more — tailored to your marketing objectives.

Leading Discussions

Co-Lending Done Right: Collaboration or Chaos?

Data Privacy vs. Personalization in Lending

The Regulatory Tightrope in Digital Lending

Women in Lending Tech: Bridging Credit Gaps

Credit Intelligence: The AI Advantage in Lending & Recovery

From Verification to Empowerment: The Aadhaar Face Revolution

Next-Gen Credit Risk: Rethinking NPA Management

Sectors to be Covered:

💰
Banking
🏦
Financial Services
💹
NBFCs
📱
Loan Apps
🤖
Lend Tech
🧠
Fintech

Our Partners

An initiative of
Concept by
CRM & Lanyard Partner
Technology Partner
Associate Partners
Exhibitors
Supporting Partners

Meet Our Speakers

Sabyasachi Rath

Sabyasachi Rath

Co-Founder and CEO
Purple Finance Limited

Kumaran Sampath

Kumaran Sampath

MD & CEO
Aegma Capital Services Pvt Ltd

Ashok Mittal

Ashok Mittal

MD & CEO
BillMart

Anjan Dasgupta

Anjan Dasgupta

MD
ASA-International India Microfinance Pvt Ltd

Raman Aggarwal

Raman Aggarwal

Chief Executive Officer
Finance Industry Development Council (FIDC)

Purvi Bhavsar

Purvi Bhavsar

Co-Founder and MD
Pahal Financial Services Pvt. Ltd

Abhijit Ray

Abhijit Ray

Co-Founder & MD
Unitus Capital and UC Inclusive Pvt. Ltd

Dharmvir S.

Dharmvir S.

CTO
Sammaan Capital Limited

Vikas Dhankhar

Vikas Dhankhar

Chief Technology Officer
NeoGrowth Credit Pvt. Ltd.

Ravi Doshi

Ravi Doshi

CEO
Mirae Asset Sharekhan Financial Services Ltd.

Jatinder Mohan Singh Shah

Jatinder Mohan Singh Shah

CEO
Mantra Capital

Ambika Ravi

Ambika Ravi

CEO
Vayana Finserve

Alok Pathak

Alok Pathak

Director & CEO
Sharp Financial Services Pvt Ltd

Niraj Kaushik

Niraj Kaushik

Deputy CEO
Aye Finance Pvt. Ltd

Kalpesh S Dave

Kalpesh S Dave

Deputy CEO
Bajaj Capital Ltd

Pravash Dash

Pravash Dash

Founder & CEO
Arthan Finance

Nikhil Bandi

Nikhil Bandi

CTO, CDO & COO
APAC Financial Services

Sharad Agarwal

Sharad Agarwal

COO & CTO
U GRO Capital

Abhijeet Kamble

Abhijeet Kamble

CTO
Moneyboxx Finance

Vivek Joshi

Vivek Joshi

COO
Agriwise Finserv Ltd.

Dheeraj Mittal

Dheeraj Mittal

COO
Hiranandani Financial Services Ltd.

Prasenjit Datta

Prasenjit Datta

CTO, CIO
Vivriti Capital

Rajaram Manian B

Rajaram Manian B

CRO
Tyger Capital

Anish Chowdhary

Anish Chowdhary

CBO & Founding Member
IBDIC

Prateek Garg

Prateek Garg

Chief Business Officer
Ambit Finvest

Deepak Goswami

Deepak Goswami

CFO
NeoGrowth Credit Pvt. Ltd

Jasoda Gulliya

Jasoda Gulliya

Chief Strategy Officer
FynX Capital

Sunaina Nagar

Sunaina Nagar

Deputy VP
SRG Housing Finance

Sushant Kumar

Sushant Kumar

Head Collections and Resolutions
ICICI Home Finance Company Limited

Manish Pandey

Manish Pandey

Zonal Head - Business & Collections
Muthoot Fincorp Ltd.

Vivek Iyer

Vivek Iyer

Partner, Financial Services Risk Advisory, NBFC Industry Leader
Grant Thornton Bharat LLP

Mohit Mairal

Mohit Mairal

Risk Head
Vastu Finserve India Private Limited

Vineet Sharma

Vineet Sharma

Director – Business Development
LeadSquared

Chirag Jain

Chirag Jain

Head of Strategy
Kissht

Rohit Dube

Rohit Dube

Technology Program Leader
Piramal Finance Ltd

Kanishka Gadi

Kanishka Gadi

Director, Corporate Business
Edme Insurance Brokers

Ravindra Katti

Ravindra Katti

Founder & Director
TechPartner

Past Speakers

Pravash Dash

Pravash Dash

Founder and CEO
Arthan Finance

Ashok Mittal

Ashok Mittal

MD & CEO
BillMart

Anjan Dasgupta

Anjan Dasgupta

MD
ASA- International India Microfinance Pvt Ltd

Jai Prakash Gupta

Jai Prakash Gupta

Founder
Dhan

Sumit Sharma

Sumit Sharma

Founder
Radian Finserv Pvt. Ltd

Sabyasachi Rath

Sabyasachi Rath

Co- Founder & CEO
Purple Finance

Purvi Bhavsar

Purvi Bhavsar

Co-Founder and MD
Pahal Financial Services Pvt. Ltd

Rohit Ramachandran

Rohit Ramachandran

Co- Founder & CEO
Neowise

Jatinder Mohan Singh Shah

Jatinder Mohan Singh Shah

CEO
Mantra Capital

Shalya Gupta

Shalya Gupta

CEO
Credifin Limited

Prabhat Chaturvedi

Prabhat Chaturvedi

CEO
NUCFDC

Pramod Kathuria

Pramod Kathuria

CEO
Easiloans

Brajesh Pranami

Brajesh Pranami

Founder and CEO
Fly Hi Finance

Gautam Bandopadhyay

Gautam Bandopadhyay

CEO
Trustt

Nikhil Bandi

Nikhil Bandi

CTO,CDO & COO
APAC Financial Services

Jyothirlatha B

Jyothirlatha B

CTO
Godrej Capital

Abhijeet Kamble

Abhijeet Kamble

CTO
Moneyboxx Finance

Vitthal Naik

Vitthal Naik

CTO
Profectus Capital

Dominic Vijay Kumar

Dominic Vijay Kumar

CTO
Art Housing Finance Ltd.

Padmabhusan Bahadure

Padmabhusan Bahadure

CTO
NUCFDC

Sharad Agarwal

Sharad Agarwal

COO
U Gro Capital

Dheeraj Mittal

Dheeraj Mittal

COO
Hiranandani Financial Services Ltd.

Rajaram Manian B

Rajaram Manian B

CRO
Adani Capital

Tina Muthoot

Tina Muthoot

Deputy Vice President
Muthoot Fincorp

Dinesh Babu K V

Dinesh Babu K V

Assistant Vice President
Equitas Small Finance Bank

Prashant Deshpande

Prashant Deshpande

CISO & CDO
Shriram Finance

Aditi Singh

Aditi Singh

CSO
Satin Creditcare Network Ltd.

Anirban Ghosh

Anirban Ghosh

CRO
Mirae Assets Financial Services

Mayank Jain

Mayank Jain

Director Wholesale Lending
CredAble

Shantanu Kulkarni

Shantanu Kulkarni

Head- Corporate and Retail Leasing
Quiklyz - Mahindra Finance

Tarannum Desai Pachigar

Tarannum Desai Pachigar

Head - Learning and Development
Svatantra Microfin Pvt. Ltd

Rupam Mazumder

Rupam Mazumder

Digital Head
ECL Finance

Anujeet Vishwanath Varadkar

Anujeet Vishwanath Varadkar

Head-Strategic Transformation Initiatives
Bharat Financial Inclusion Ltd.

Jasoda Gulliya

Jasoda Gulliya

Chief Strategy Officer
Agriwise Finserve Ltd ( Star Agri Group )

Dhrumil Dalal

Dhrumil Dalal

Head IT
Axis Bank

Rohit Kumar

Rohit Kumar

Partner Salesforce Consulting Leader
PWC

Divaker Jha

Divaker Jha

Head- Products & Process Excellence
Spandana Sphoorty Financial Ltd.

Suresh A Shan

Suresh A Shan

Former Head BITS
MMFL

Rohit Dube

Rohit Dube

IT Program Lead
Piramal Finance Ltd

Ajay Ghosh

CEO
Invest Gold Finance

Past Partners

Partner
Partner
Partner
Partner
Partner
Partner
Partner
Partner
Partner
Partner
Partner
Partner
Partner
Partner
Partner
Partner
Partner
Partner
Partner
Partner
Partner
Partner
Partner
Partner

Programme Agenda

Time Session Title Details
08:30 AM - 10:30 AM Registration & Networking Check-in, receive conference material, and enjoy networking tea.
10:30 AM - 10:35 AM Welcome Address Dr. Anupam Gupta, Founder & Director, Bharat Network Group
10:35 AM - 11:20 AM Panel Discussion I:
Co-Lending Done Right 		Moderator: Vivek Iyer, Partner, Grant Thornton Bharat LLP

Speakers:
Ashok Mittal, MD & CEO, BillMart
Alok Pathak, Director & CEO, Sharp Finance
Anjan Dasgupta, MD, ASA-International India Microfinance Pvt Ltd
Prasenjit Datta, CTO & CIO, Vivriti Capital
Prateek Garg, Chief Business Officer, Ambit Finvest
Manish Pandey, Zonal Head - Business & Collections, Muthoot Fincorp Ltd.
Sushant Kumar, Head Collections & Resolutions, ICICI Home Finance Ltd.
Rohit Dube, Technology Program Leader, Piramal Finance Ltd

  • Evolution post-RBI guidelines
  • Customer ownership & default risks
  • Role of co-lending platforms
  • Real-time APIs & reconciliation
  • Data standardization & compatibility
  • Managing customer experience
  • Scaling beyond secured lending
11:20 AM - 11:45 AM Morning Break Refreshments & networking with attendees.
11:45 AM - 11:55 AM Technical Presentation Kanishka Gadi, Director - Corporate Business, Edme Insurance Brokers
11:55 AM - 12:05 PM Technical Presentation Ravindra Katti, Founder & Director, TechPartner
12:05 PM - 01:00 PM Panel Discussion II:
Data Privacy vs. Personalization in Lending 		Moderator: Vineet Sharma, Director - Business Development Financial Services, Leadsquared

Panelists:
Nikhil Bandi, CTO, CDO & COO, APAC Financial Services
Kalpesh S Dave, Deputy CEO, Bajaj Capital Ltd
Ravi Doshi, Chief Executive Officer, Mirae Asset Sharekhan Financial Services Ltd.
Pravash Dash, Founder & CEO, Arthan Finance
Sharad Agarwal, CTO & COO, UGRO Capital
Abhijeet Kamble, CTO, Moneyboxx Finance
Mohit Mairal, Risk Head, Vastu Finserve India Private Limited
Vikas Dhankhar, CTO, NeoGrowth Credit Pvt. Ltd.
Shirish Mishra, Head – Loan Management Systems Program Management | Information Technology, Piramal Finance Ltd

  • AI-driven personalization vs. privacy
  • Does personalization improve access to credit?
  • Rise of data fatigue among borrowers
  • Compliance challenges while innovating
  • Privacy-preserving technologies (federated learning, anonymization)
01:00 PM - 02:00 PM Networking Lunch Buffet lunch with networking opportunities.
02:00 PM - 02:45 PM Panel Discussion III:
Credit Intelligence: The AI Advantage in Lending & Recovery 		Moderator: Jatinder Mohan Singh Shah, CEO, Mantra Capital

Panelists:
Vivek Joshi, COO, Agriwise Finserve Ltd
Sabyasachi Rath, Co-Founder & CEO, Purple Finance Limited
Dheeraj Mittal, COO, Hiranandani Financial Services Ltd.
Niraj Kaushik, Deputy CEO, Aye Finance Pvt. Ltd
Deepak Goswami, CFO, NeoGrowth
Chirag Jain, Head of Strategy, Kissht
Raman Aggarwal, CEO, Finance Industry Development Council (FIDC)

  • Bias in AI models and risk of exclusion
  • Transparency, explainability, and regulatory expectations
  • Responsible AI frameworks in lending
  • Embedded AI across the lending lifecycle
  • Use of GenAI in customer servicing, KYC, and document analysis
02:45 PM - 03:15 PM Afternoon Break Refreshments and networking opportunities.
03:15 PM - 04:00 PM Panel Discussion IV:
Customer Experience in Lending 		Moderator: Dr. Kumaran Sampath, MD & CEO, Aegma Capital Services Pvt Ltd

Speakers:
Jasoda Gulliya, Chief Strategy Officer, Fynx Capital
Purvi Bhavsar, Co-Founder & MD, Pahal Financial Services Pvt. Ltd
Sunaina Nagar, Deputy VP - Treasury, SRG Housing Finance
Ambika Ravi, CEO, Vayana Finserve
Anish Chowdhary, CBO & Founding Member, IBDIC

  • Changing customer expectations in digital lending & instant credit
  • Impact of AI-driven personalisation on trust & transparency
  • Borrower concerns around data security & misuse
  • Role of financial literacy in improving CX & repayment
  • How borrower sentiment influences collections & long-term relationships
04:00 PM - 04:30 PM LendTech X-Factor Awards Celebrating outstanding achievements in LendTech innovation.
04:30 PM onwards Closing Ceremony Culminating Remarks & Vote of Thanks

Contact Us

Reach out for Sponsorships, Exhibitions, or Delegate Enquiries

For Sponsorship & Exhibition

Abhinav Chaudhary

+91-8700749849

abhinav@thefoundermedia.in

For Speaking, Delegate & Awards Nominations

Neha Gupta

+91 9891479894

neha@thefoundermedia.in